Recent Articles

Credit Balance Insurance: Worth the Money?

Posted on December 10, 2018

Graham*, like millions of other Canadians, has and uses credit cards. He often carries a balance from month to month and is concerned about making the monthly payments if he becomes disabled or gets seriously ill. Graham doesn't want to stick his family with the balance if he dies before paying it off.

Tags: 
insurance planning

How Important is it to Have a Will ?

Posted on December 10, 2018

Most Canadians want to pass their life savings on to their heirs. The assets remaining once retirement needs are met will be distributed more effectively if there is a properly prepared will detailing the deceased's wishes. Many people mistakenly believe that this issue is far in the future. Preparation of a valid will and its related estate planning considerations should be the cornerstone of a proper estate plan. Whenever there is a change in circumstances, the will should be reviewed and updated as needed.

Tags: 
estate planning

Putting You in the Picture

Posted on November 12, 2018

It is that time of year again when news broadcasters turn our thoughts to the how the world and the investment markets may run into trouble. There are special reports stating that markets are at record levels, interest rates are rising, Trump, Trump and more Trump, trade deals, China, the end of globalization, inflation is rising, inflation is a non-factor...well you get the drift.

Tags: 
investments
investment planning

Boomer Advice to Young People: Invest Early & Diversify

Posted on November 12, 2018

When asked if they had any regrets, Baby Boomers wished they had started investing and saving at a much earlier age. Hindsight being 20/20, the Boomer generation can pass on some much needed advice and guidance to their kids and grandkids. It is normal for younger people to focus on earning money to accommodate their lifestyle but few have the foresight to pay themselves first. It is easy for younger generations to imagine their whole life ahead of them and have the attitude that of course I'll be financially set when I'm ready to retire'.

Tags: 
investments
investment planning

Holidays: The Best Time to Talk About Estate Planning

Posted on November 12, 2018

The holidays are a time for family to gather together and share in the warmth of the season. If family members live at a distance, the holidays also provide one of the only opportunities of the year when adult children can sit down with their parents and siblings to discuss practical matters.

Tags: 
estate planning

The Debt Edge

Posted on October 8, 2018

The use of debt in your financial affairs is akin to a double-edged sword. On the one hand, it is very useful to assist you in buying and owning assets using "other people's money (OPM)" such as a home or other financial asset. On the other hand, it can be a problematic tool to use in the event of a job loss, cash flow interruption, recession or rising interest rates amongst various possible scenarios.

Tags: 
debt
debt management

Pages

A WORD FROM OUR CLIENTS

  • Steve's a miracle worker if he can get someone like me to begin to understand financial matters better.

    Mrs. S

    Chatham, Ontario

  • I have experienced an increased level of confidence since coming to Steve - I know he has the skill and desire to treat my portfolio with the same interest he would bring to his own.

    Mrs. S

    London, Ontario

  • Steve has been invaluable in my financial planning. He is extremely knowledgeable, reliable and very personable.

    Mrs. G

    London, Ontario

  • Steve has the heart of a teacher and has always been understanding and extremely patient. I would highly recommend him to anyone looking for a trusted advisor.

    Mr & Mrs S.

    Guelph, Ontario

  • You take the time and explain things in a simple, yet effective way that I understand. I appreciate your thoroughness and your caring attitude.

    Mr. R

    London, Ontario

E-newsletter Sign-up


Click Here for Current Issue

* 
* 
* 


Email marketing by AdvisorNet Communications Inc
© Copyright 2024 AdvisorNet. All rights Reserved.